Pradhan Mantri Jeevan Jyoti Bima Yojana

(PMJJBY) 2024:

After becoming the Prime Minister of India in 2014, Shri Narendra Modi has started this social security scheme named Pradhan Mantri Jeevan Jyoti Bima Yojana.

Prime Minister Narendra Modi launched the Pradhan Mantri Jeevan Jyoti Bima Yojana on 15 May 2015. Every citizen of India can easily get life insurance of Rs 2 lakh by joining this scheme, for which you will have to pay an annual premium of Rs 436.

The premium amount will be deducted from the applicant’s savings bank account on or before 31st May every year. If an Indian citizen applies and the applicant dies suddenly due to an accident, the applicant’s family will receive financial assistance of Rs 2 lakh.

Pradhan Mantri Jeevan Jyoti Bima Yojana Objective

Government of India has launched many schemes for the citizens. But like other schemes, this Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) also has some objectives, those objectives are:

The main objective of starting this scheme is to provide financial assistance to the family of every citizen of India due to accident.
The main objective of Pradhan Mantri Jeevan Jyoti Bima Yojana is to provide live coverage of Rs 2 lakh to every citizen of India in case of sudden death due to accident.
This scheme has been started to help the family members in case of death due to accident.

Prime Minister Jeevan Jyoti Insurance Scheme Beneficiary

When we started discussing Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) in this post, we said that every citizen of India can apply and get the full benefits of the scheme, but certain conditions have to be followed.

Pradhan Mantri Jeevan Jyoti Bima Yojana Eligibility Criteria

If you are a citizen of India and want to apply for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) there are some eligibility requirements:

To apply for this scheme the applicant must be a permanent resident of India.
Every category of citizen of India can apply for this scheme.
The age of the applicant should be between 18 years to 50 years.
Aadhaar number should be linked to the bank account of the applicant.

Documents required for Pradhan Mantri Jeevan Jyoti Insurance Scheme

If you want to apply for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) then some documents need to be submitted, the required documents are:

applicant’s Aadhaar card
PAN card
Bank Passbook (Aadhaar number should be linked)
mobile number
passport size photograph

Pradhan Mantri Jeevan Jyoti Bima Yojana Online Application Process

If you want to apply for Pradhan Mantri Jeevan Bima Yojana Scheme (PMJJBY), follow the steps given below:

Step 1: If you want to apply for this Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) then you will have to contact any government and private insurance company or any bank.

After going there you have to get more information about this scheme, then you have to collect the application form to apply for this scheme.

If you want to get the application form for this scheme, then you have to click on this link https://www.myscheme.gov.in/schemes/pmjjby and download the application form by clicking on the link given below the application process. Will have to do.

Step 2: Then you have to fill all the details properly in the application form.

Step 3: Then the required documents have to be attached with the application form.

Step 4: Now you have to submit that application form to your nearest bank branch or any post office.

Step 5: After submitting the application form you will get a receipt.

special Notes:

If you want to apply online for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) then you have to visit your nearest bank office. After going there you will have to get detailed information about the scheme from the bank staff. So now you have to give all the information to that bank employee. Once the application is successful, the bank employee will provide you with a printed receipt. By this you will understand that you have successfully applied for this scheme.

Pradhan Mantri Jeevan Jyoti Bima Yojana Official Website

Yojana Name	Official Website Link
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)	Click Here

CONCLUSION:

The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is an Indian government program that offers life insurance. If you die during the policy year, your family gets Rs 2 lakh. It’s cheap – only Rs 436 a year!

Who can join?