Pradhan Mantri Fasal Bima Yojana (PMFBY) 2024 | Prime Minister Crop Insurance Scheme

Pradhan Mantri Fasal Bima Yojana (PMFBY): In case of crop loss due to natural disaster, the central government will provide crop compensation to those farmers under the Pradhan Mantri Fasal Bima Yojana . So far, insurance of about ₹ 2,00,000 has been provided under the PM Fasal Bima Yojana.

Under the Pradhan Mantri Fasal Bima Yojana, managed by the Central Government and the Ministry of Agriculture and Farmers Welfare, every small and marginal farmer will get compensation for crop losses due to natural calamities directly through bank accounts.

Pradhan Mantri Fasal Bima Yojana or PM Crop Insurance Scheme was launched by Prime Minister Shri Narendra Modi on 18 February 2016 for the benefit of the farmers of the country. Through this scheme, all types of farmers of the country will be able to get crop insurance for their damaged crops at a low premium.

So if you are a farmer and your crops are constantly getting destroyed by any type of natural disaster like natural fire and lightning, hailstorm, cyclone, storm, tidal wave, flood, waterlogging and landslide, drought, pests, diseases etc., then you have to join PM Fasal Bima Yojana. So let’s know in detail About PM Crop Insurance Scheme.

Objectives of Pradhan Mantri Fasal Bima Yojana

There are some main objectives of starting Pradhan Mantri Fasal Bima Yojana, those objectives are

• There are still some places in India where crops are damaged due to various natural calamities or pests, Pradhan Mantri Fasal Bima Yojana has been started to provide compensation to those farmers.
• A scheme has been launched to encourage farmers to resume farming after crop failure.
•  The central government will provide compensation up to a maximum of Rs 2,00,000 to the farmers covered under this scheme if their crops are destroyed.

PM Crop Insurance Scheme Beneficiaries

Under the Pradhan Mantri Fasal Bima Yojana or PM Fasal Bima Yojana, every small-marginal farmer of India can apply for this scheme and get all the benefits of the scheme, but for this they have to follow some rules

PM Crop Insurance Scheme Eligibility Criteria

To apply for PM Fasal Bima Yojana, applicants must have certain qualifications, these are the qualifications

• The applicant must be a citizen of India.
• Only farmers of India can apply for this scheme.
• After joining Pradhan Mantri Fasal Bima Yojana, if a farmer has suffered a loss of 50 percent or more due to natural calamities after harvesting, he will also be able to avail the benefits of this scheme.
• Every poor and middle-class family farmers within India are eligible to apply under this scheme.
• The applicant farmer must have the necessary documents for the crop damaged in the field.
• If a farmer’s crop gets damaged due to natural calamity 15 days before harvesting, they can also apply for this scheme and avail the benefits of the scheme.

Documents required for PM Crop Insurance Scheme

While applying for PM Fasal Bima Yojana, some documents have to be submitted

• Aadhaar card of the applicant
• proof of address
• Voter Card
• Ration card
• PAN card
• Driving Licence (if any)
• Land Draft Number
• Photocopy of the contract
• Land Documents
• Bank account number (must be linked with Aadhaar number)
• mobile number
• Passport size photograph

Apply for Pradhan Mantri Fasal Bima Online Scheme

If you want to apply for Pradhan Mantri Fasal Bima Yojana online without any mistake then follow the below procedures carefully.

Step 1: First of all you have to access the official website by entering this link https://pmfby.gov.in/ .

Step 2: After coming to the homepage of the official website, you have to click on the Farmer Corner option.

Pradhan Mantri Fasal Bima Yojana Apply Process

Step 3: After coming to the next page, you have to click on the Guest Farmer option, if you are registering for the first time.

Pradhan Mantri Fasal Bima Yojana Apply Process

Step 4: On the next page, you will have an application form for registration. After filling all the information of the farmer, home address, farmer ID, farmer’s bank account details, fill the captcha code and click on Create User option.

Pradhan Mantri Fasal Bima Yojana Apply Process

Step 5: Now after coming to the Farmer Application page again, you will have to click on the Login for Farme option.

Pradhan Mantri Fasal Bima Yojana Apply Process

Step 6: After coming to the next page, enter the mobile number you had given during registration, fill the captcha code and click on Request for OTP option.

Pradhan Mantri Fasal Bima Yojana Apply Process

Step 7: A 6 digit OTP will be sent to your mobile number, after entering that OTP in the specified place you have to click on the Submit option.

Step 8: After login you will see an application form to apply For PM Crop Insurance Scheme. There you have to fill all the information thoroughly and finally upload the required documents. Then you have to check the application form thoroughly if there is anything wrong and finally submit the application form by clicking on the submit option.

Special Note: If you are not able to apply for PM Shasya Bima Yojana through laptop, mobile or computer sitting at home, then you will have to contact your nearest Common Service Center or CSC Center. If you discuss the person there to apply for PM Shasya Bima Yojana, then that person will apply for Pradhan Mantri Shasya Bima Yojana in your name.

Apply for Pradhan Mantri Fasal Bima Offline Scheme

If you want to apply for PM Shasya Bima Yojana through offline mode then follow the steps given below carefully.

Step 1: To apply for PM Shasya Bima Yojana you have to visit your nearest bank.

Step 2: The application form for Pradhan Mantri Fasal Bima Yojana must be collected from that particular bank.

Step 3: All the information asked in the application form should be filled properly and required documents should be attached.

Step 4: Finally, the application form and documents need to be submitted to the specific officer of the bank.

Step 5: After submitting the application form, you will receive a receipt, which should be kept well for future reference.

PM Fasal Bima Yojana Official Website

Yojana Name	Official Website Link
Prime Minister Crop Insurance Scheme	PMFBY

CONCLUSION:

The Pradhan Mantri Fasal Bima Yojana (PMFBY) is a beneficial scheme for Indian farmers that provides financial assistance in case of crop losses due to natural disasters or pests.

If you are a farmer in India and interested in applying for the PMFBY, you can do so online or offline. The online application process requires registering on the PMFBY website and submitting an application form with required documents. Alternatively, you can visit your nearest bank to collect and submit a paper application form.

By participating in the PMFBY, you can gain peace of mind knowing that you will be financially compensated for crop losses, helping you to recover and continue farming.

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